Welcome to the terms of service page for the artist website of Sharmaine Kwan. By using our website, you agree to the following terms and conditions. Please read them carefully.

1. Use of Content:
All content on this website, including but not limited to images, text, graphics, logos, and videos, is the property of Sharmaine Kwan and is protected by copyright laws. You may not use any of this content without the express written consent of Sharmaine Kwan.

2. User Conduct:
By using our website, you agree not to engage in any behavior that is unlawful, harmful, threatening, or otherwise objectionable. You also agree not to use our website for any illegal or unauthorized purpose.

3. Payment:
If you purchase any products or services from our website, you agree to pay the specified price. Payment must be made in full unless you select any installment options.

4. Refund Policy:
All sales are final. We do not offer refunds for any products or services purchased from our website unless the artwork is damaged during delivery.

5. Limitation of Liability:
We are not liable for any damages that may result from your use of our website. This includes but is not limited to direct, indirect, incidental, punitive, and consequential damages.

6. Indemnification:
You agree to indemnify and hold Sharmaine Kwan harmless from any claims or damages that may result from your use of our website.

7. Changes to these Terms:
We reserve the right to update these terms and conditions at any time. By continuing to use our website after we make changes, you agree to the updated terms.

8. Governing Law:
These terms and conditions are governed by the laws of Hong Kong.

9. Termination:
We reserve the right to terminate your access to our website at any time, without notice, for any reason.

10. Disclaimer of Warranties:
We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

11. Intellectual Property:
All trademarks, service marks, and logos displayed on the website are the property of Sharmaine Kwan, its affiliates, licensors, or other third parties. You are not permitted to use these marks without the prior written consent of Sharmaine Kwan or the third-party owner.

If you have any questions or concerns about these terms and conditions, please contact us.